As you are reading this article, Americans are experiencing an all-time record high of overwhelming debt and foreclosures. The citizens of America are wondering how America's debt will be repaid. Parents are worried about America's debt load falling on the shoulders of their children. Parents are asking, "How can we protect our children?" and "Do we really want our children to have the same experiences we have had?" Selah.


We can teach personal finances early to our children and teens as proactive measure. It is one way of saving us all the trouble of taking care of our children all of our lives. We must teach our children and teens to value saving more than spending. 

Our current economic status is our cue that we must teach a solid foundation for principles of financial literacy daily or at least as often as possible. Why not start at home? Why not incorporate financial education in school curriculum?